Ingredients

1-1/4 pounds ground beef1 medium onion, chopped4 garlic cloves, minced2 cups salsa1 can (16 ounces) refried beans1 can (15 ounces) black beans, rinsed and drained1 can (10 ounces) enchilada sauce1 can (4 ounces) chopped green chiles1 envelope taco seasoning1/4 teaspoon pepper6 flour tortillas (10 inches)3 cups shredded Mexican cheese blend, divided2 cups crushed tortilla chipsOptional: Sliced ripe olives, guacamole, chopped tomatoes and sour cream

Preparation

In a large skillet, cook beef and onion over medium heat until meat is no longer pink. Add garlic; cook 1 minute longer. Drain. Stir in the salsa, beans, enchilada sauce, chiles, taco seasoning and pepper; heat through.

Spread 1 cup meat mixture in a greased 13x9-in. baking dish. Layer with two tortillas, a third of the remaining meat mixture and 1 cup cheese. Repeat layers. Top with remaining tortillas and meat mixture.

Cover and bake at 375° for 30 minutes. Uncover; sprinkle with remaining cheese and top with tortilla chips.

Bake 10-15 minutes longer or until cheese is melted. Let stand for 10 minutes before serving. Serve with toppings as desired.