Ingredients

1 package (8 ounces) cream cheese, softened1 can (14 ounces) sweetened condensed milk1 cup cold 2% milk1 package (3.4 ounces) instant vanilla pudding mix1 carton (8 ounces) frozen whipped topping, thawed52 vanilla wafers4 medium firm bananas, sliced

Preparation

In a large bowl, beat cream cheese until smooth. Beat in condensed milk; set aside. In another bowl, whisk milk and pudding mix; add to cream cheese mixture. Fold in whipped topping. Place a third of the vanilla wafers in a 2-1/2-qt. glass bowl. Top with a third of the bananas and pudding mixture. Repeat layers twice. Cover and refrigerate at least 4 hours or overnight. If desired, garnish with additional whipped topping, bananas and wafers.